jaja Posted December 31, 2008 Share Posted December 31, 2008 I am thinking of taking out pet insurance does anyone out there have pet insurance and if so what is a good one? ;) Link to comment Share on other sites More sharing options...
megan_ Posted December 31, 2008 Share Posted December 31, 2008 see the thread in general: http://www.dolforums.com.au/index.php?showtopic=154924 Link to comment Share on other sites More sharing options...
Danois Posted December 31, 2008 Share Posted December 31, 2008 Not the best thread! Have a read back over a few pages in this thread or use the search function as there have been some recent threads which have been quite comprehensive! Link to comment Share on other sites More sharing options...
luckypup Posted January 1, 2009 Share Posted January 1, 2009 i have Petsecure. its pretty good, same as any other pet insurance i guess... do your research. there are HEAPS out there. i know my vet reccommends Petplan (i think its called). but you need to be carefull your pet doesnt have a condition before you take on the pet insurance, or they wont cover any treatment from vets relatable to that condition. (eg: my dog sometimes has back pain, so because i have been with Petsecure all his life they cant say its an illness he had before i joined with them so they need to cover me. however, if i decided i wanted to change companies, they could say this is a pre determined illness and therefore they wouldnt cover me for any vet bills to do with his backpain.) So all im saying is DO YOUR RESEARCH into all the different companies, what they cover and what they cost you per month and year. good luck! Link to comment Share on other sites More sharing options...
montymum Posted January 14, 2009 Share Posted January 14, 2009 I had my german shepherd with Petsecure for 10 years. His insurance was renewed in September last year. I pay monthly. I was pretty happy with them overall. We started out with no excess but they changed it after a couple of years to $50 excess per condition for year and I get 80% back. Still not too bad. He had suffered with the dreaded skin condition for many years so I was glad he was covered. Unfortunately in November (after just over fourteen years) we had to make the hard decision to have him euthanased due to his back legs going on him and he couldn't get about. I sent in my last claim for his medication with a note that he had passed away and could we cancel the policy. They reimbursed me the last medication invoice recently and on checking I noticed they were still deducting their monthly amount from my credit card. I rang them and it turns out that if you have made a claim in that year, then even if you cancel your policy you still have to pay it out in full until the expiry date e.g. September 2009. I think this is extremely unfair but reading all the pet insurance policies it seems to be the norm. If I die, does my husband have to keep paying my private medical insurance??? I am looking for pet insurance again for my new dog but checking over everything with a fine tooth comb. Would like to know what you think. Link to comment Share on other sites More sharing options...
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