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Everything posted by FrodofromAus

  1. I rang the underwriter in the UK today. I was told that they got data off Petplan to say which breeds, ages, conditions were happening and therefore they have made policies in accordance with this. It was made clear they had to make money. I did point out that the Petsure brands all twenty or more of them have been around for years and they clearly make profit or they would not be here. He said he did not know what profit if any they made I then pointed out that their policies are a lot cheaper now these increases have occurred and they are across the board a better policy. As
  2. If there is a record I would say yes it would be declined on the basis of pre existing.
  3. As a result of owning the Australian cancer website, one of the things I make sure I am up on is pet insurance. Why? Because it is a given that if you dog gets cancer it is going to be expensive to treat. It has been brought to my attention that Petplan now has a new underwriter. The result of this is that premiums in some cases have gone up 300% but it would seem the majority have at least doubled. In 2014 they revamped their policies which meant (as I did a review which put old and new side by side) that the policies not only went up substantially but they tried to tell me tha
  4. Definately worth a try. It would be a shame if this was to go under the radar (as they were stunned when I rang on the basis of the ASIC release as they didnt seem to know about them letting out a release) and some people did not get money they were entitled to :) This was posted on the fb link a while ago so now ABC on it. Yay!!!!! ABC Story
  5. Thanks for posting it I forgot some people dont have facebook :)
  6. Thanks we want transparency for pet owners and plan to keep going until the industry is overhauled and we get a product worth buying for our pets. Lets hope everyone finds out about this so they can get any money that might be owing to them.
  7. Do you have Pet insurance with Petplan> You might well be in line for a refund. Petplan Refunds
  8. I had a win with Petplan a couple of weeks ago after making public statements and getting in touch with the ombudsman. Now I have finally found a well known journalist (who at this point wants to remain nameless) who is willing to help us as pet owners take a stand to try for a better deal with pet insurance companies. I spent an hour on the phone with him today and we have corresponded since he contacted me. To save redoing it here is the Facebook post For pet owners to even have a chance at getting a better deal we need help with this. This journo seems pretty keen as he has been invest
  9. I believe there might be something in a National newspaper on insurance, Petplan in particular in the next week or so. For now I am about to do a new post on insurance I have found a well known journalist I cant name at the moment who wants to help so I am making a new post on the matter. Just so you know in the PDS Petplan appear to omit the 65% payment they make on dogs over 10. :)
  10. I think it is important to try to get pet owners to stick together if we are going to try to make changes. I do know they have had consumer advocate groups which have been very successful for other types of insurance. Everyone stuck together and thousands responded and they got a better deal. How good would it be if we could do that with pet insurance. Yes I am really peeved at this capping consultation crap to and thats one of my next targets :)
  11. The ombudsman can only look into individual complaints and I hope the office if FLOODED with complaints which is why I wanted everyone to know. I have something else in the wind in terms of the way these companies operate :)
  12. Some vets are responding by charging an annual consultation subscription. Pay $300 up front and visit as many times as you need to. Good for dogs with chronic illness. Do you know if the insurers are paying this subscription or rejecting it? How does it work in terms of trying to get that money back do you need to wait until you have a claim for a chronic illness and pay the money up front then?
  13. I had heard CHOICE were doing an article. I have not seen it but I have tried to contact them as I am pretty knowledgeable on some of the issues with pet insurance. There is a survey on my homepage for pet insurance as well. The problem with pet insurance is that you read up on it, buy the product that suits your needs, then the following year on renewal they change some of the policy and it may not be the policy you bought the year before. If you have had a claim you cant jump ship to someone else if you have had a claim without that being pre existing with a new insurer. I think it is t
  14. An update for you all. Guess what?? Petplan had heard from the ombudsman today and they couldnt pay me and sort this out quick enough. Several phone calls to me, emails and they even managed to do the last two I had not lodged as yet in the same payment. By the time they had the invoices they had an hour before knock off time. Driving down the road 15 mins later and a call comes through saying that all has been paid up. So again everyone contact the ombudsman dont mess around trying to get thing sorted and just getting fobbed off. There is something in the wind to try for a better deal
  15. Hi Everyone I have been having a lot of problems with Petplan who insure one of my dogs. Worst company to deal with. Anyway I have just posted on my facebook page the third post on them and I have included a link to the insurance ombudsman in the post. I am urging dog owners who have had problems with any of the pet insurers to lodge a claim with the ombudsman. Many people (including me) were unaware that the ombudsman would handle pet insurance complaints. There is also another link in the post to reviews on pet insurance companies for those looking to get insurance. It is dreadful tha
  16. Last year Perth held the Australian premiere of award winning film on canine lymphoma, My Friend: Changing The Journey In addition to the film we had Dr Sue Cancer Vet live via Skype, Dr Greg Ogilvie film narrator live via Skype as well as 7 year canine lymphoma survivor Bree and her mum live via Skype. Also on the program was Q & A with Perth Vet Oncologist Dr Ken Wyatt. This event was filmed by Blue City Media and is now available online. As the event was 2.5 hrs we have broken it down into the relevant segments so you can watch it as time permits. Lymphoma is one of the most treata
  17. I am so sorry to hear this story. You did everything you could and Veronica Langova is an excellent oncologist. Not much has been done on Hystiocytosis but the world experts are at UC Davis. Dr Peter Moore is Australian I believe. My own dog was diagnosed with localised histiocytic sarcoma and survived 4.5 years and died cancer free from an accident. Had he had disseminated histiocytic sarcoma that would have been a completely different scenario. Lets hope more is done with this cancer so the future is brighter with dogs who have this diagnosis.
  18. Mast Cell Tumours like other types of cancer can be treated. If you use an oncologist they have many options available if there is an problems. I know of many dogs both young and old that have been diagnosed with MCT and live a very long time. Nowadays cancer is not an immediate death sentence for most dogs. The ones that do best are those treated by an oncologist the same as with humans.
  19. Camo you have presented very well understood information for those reading this thread. AA long time advocate of pet insurance (the concept whilst not supporting any one product) the first company that has come to my attention is Petplan. Sadly I am a customer of theirs with one of my dogs. Petplan did a major overhaul of policies in 2014 and whilst telling their past customers how wizz bang it was and how many better off they are........well I did a review on my cancer forum. I put the old policy side by side with the new policy and yes it was better but NOT FOR THE CLIENT but for Petplan
  20. He will likely get cover but the heart murmur will need to be declared and no doubt will be a specific exclusion on the policy. I'd still try and insure him ASAP. The heart murmur will be excluded. Cool thanks. Will do!!!
  21. Its so hard to watch our beloved dogs go downhill from cancer. It is also good to know you are on the ball noticing tumours for your clients as often a groomer notices this sort of thing first. It is also good that a proper diagnosis was made. So many times the relevant testing is not done and the cancer is diagnosed by look, feel and dog breed. Many dog owners that I have spoken to just dont realise that vets cant make a diagnosis that way. They assume if the vet says it is cancer or not cancer the vet knows. This is not the case the vet does not know without testing. There is a couple
  22. A trial is currently being conducted into a vaccine for B Cell Lymphoma. The Kvax vaccine trial is recruiting dogs who have been diagnosed with B Cell Lymphoma who have not received any treatment. The blinded study will consist of three groups of dogs. One group of dogs will receive a placebo, another group will receive 4 KVAX vaccinations and the third group will receive 10 KVAX vaccinations. Neither the owner or the vet will know which dogs are in which group. Dogs will be given CHOP the standard treatment for dogs with this cancer and once in remission they will be given the vaccine
  23. Australia is getting before any other country in the world (including mainstream America)award winning canine lymphoma documentary My Friend: Changing The Journey. It is the story of three families who have dogs who get lymphoma. One of the dogs in this film is a seven year survivor and the other two are over two years surviving. It is to be screened in five states. Tickets only $5 and are now on sale. We really want as many dog owners as possible to see this as lymphoma along with other cancers can be treated, dogs given good quality of life if things are done properly. After the screen
  24. So sorry for your loss. We lose so many dogs to cancer it is devastating. I get so many emails from people like you who have stories to tell and it breaks my heart. Thank you for posting that lovely poem it came from the heart. Just for the record AGE is not really a relative factor in cancer treatments. I share many stories on my Facebook page about dogs ten plus and they cope well with chemotherapy. The posts I share are from vet oncologists which explains why they do so well. They are the experts in cancer treatments which are being updated and changed all the time. They have to do a l
  25. I have also used Green Lipped Muscle great results and quickly. I have also taken at least 8 older dogs with bad arthritis for accupuncture. Great results with that. Our alternative vet does three treatments a week apart, then another two weeks later, then another a month later. After that it is top up as required. Also for any dog that is overweight when the weight is dropped that helps.
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