KJ

My Lab Henrietta had surgery for hock ocd when she was 6 months old. After she recovered from her surgery, Henrietta was probably good for a month then started to become progressively lame and uncomfortable. She developed very bad arthritis and it got to the stage where I often had to carry her to bed at night, she was always in pain(despite being on painkillers and anti inflamatories) and I wondered about her quality of life.

A hock arthrodesis (fusion) was the only way to take away her pain, Henrietta had this procedure about 12 months after her first surgery (to remove the cartildge flap), its a salvage procedure and required 6 weeks in a cast. She did need further surgery to help with the fusion which required more time in a cast but now nearly 12 months since her last surgery she is like a new dog, so happy and pain free ! She can run, jump and play just like a normal Lab, something I never thought she would be able to do :D She does have a bit of a funny walk but is not in pain.

Has your dog seen a specialist?

I have had 2 Lab pups with puppy strangles and both of them has swollen lymph nodes everywhere.....neck, shoulders, belly and back legs.

Does the puppy have pustules on its face/ears/belly?

Just a couple of things.........

- Exclusions on bilateral conditions (e.g. if dog does a cruciate on his left leg, the right automatically won't be covered)

This would be in relation to a pre existing condition eg..if the dog already has a cruciate problem in one leg, they will not pay for that condition in another leg. If you dog is insured before any problems have developed all legs will be covered.

Requiring the pet owner to pay for treatment upfront, then waiting for reimbursement

With PetPlan they have an option where the vet can be paid directly from the company athough the vet must approve of this. Is is pretty standard to expect to pay for treatment upfront.

Having to provide very extensive Vet histories

I provide vet histories with every claim and would not expect any claim to be paid without providing a history.

I also read one review where the owner said the Insurance Company continued to debit their account monthly, after their pet had died!

I think with most companines the full policy period must be paid for even if the dog dies.

I have Henrietta (a nearly 3year old lab)insured with PetPlan. Have never had any problems with any claims, my last claims were paid within a week. I have claimed probably around $18,000 since insuring Henrietta at 12 weeks of age. I pay $100 excess per year per condition and conditions are covered for life. Henrietta has multiple joint issues and all her pain meds and monthly cartrophen shots are covered. I would highly recomend PetPlan to anyone

When I renewed my PetPlan policy it had gone up a massive( ) $1 for the year...can't complain about that! I have made several claims maybe around $16,000 in 2 years

Hope you all had a good day.........decided I did not want to drive 100km and stand around in the rain. Took the dogs bush walking (in the rain) instead. Next time

List of Dogs coming

pip1981- Dakota & Tika

spitzbaby - Kairu

Misha&Milo - Misha, Milo and Flash

Kali and Luke- Zac and Shishka

MavericksMission ~ Maverick & Hectorrr

Kirst and John - Luna (lunaburger)

Evolving - Bobby, Echo and Alera

Lucycharzie - Charlotte

Pointees - April and Alexis

Pointees father - Jack

SmoothieGirl - Bronte

Keroppiyo - Buffy

Lindainfa - Arnie and Lola

Lindainfa's sister - Soko

KJ -Henrietta and Teddy

List of food

pip1981- marinated chicken, noodle salad, soft drink

spitzbaby - not sure yet, maybe juice and snacks... will update

Misha&Milo - snags, rissoles, chips, bbq shapes, ( Hey Spitzbaby we want those awesome brownies again )

Kali - some vegie and vegan snacks. not sure exactly what just yet, but i'll have the vegetarians covered!

MavericksMission ~ Potato Salad and Something Else

Kirst - Drinks and chippies think but ill update laters smile.gif

Evolving - salad.

Lucycharzie - will think and update later

Pointees - fairy bread and pigs ears

Pointees father - not sure

SmoothieGirl - Still thinking about it

Keroppiyo - not sure yet

Lindainfa - Turkish bread and dips and something else

Lindainfa sister - Betty Crocker Chocolate cake

KJ-not sure

I know every time I say I will come something happens and I can't make it! But (at risk of jinxing myself) hopefully Henrietta and Teddy (Labs) will make it this time!!

slightly ot .........but if your dog already has problems, wouldn't it be too late to take out insurance in the hope that the itching etc would be covered? I know when making a claim I have to write the date symptoms first appeared so if you don't already have insurance I doubt you would be covered.

Hi People

OH brought home a Manchurian Pear tree and planted it in the dog yard - grows quickly great shade and colour PLUS it has berry like fruit. Now need to find out if the berries are poisonous to dogs. Google is contradictory anything from mildly to not at all for humans - to anything with berries is poisonous to dogs would like to know asap. I have Labradors - they would eat a brick if they could! so its a give they would hoover the berries.

I have 10 of these trees in my garden, I have not ever seen my Labs eat the berries. Have never thought about them being poisonous!!!

Henrietta, who is 2 is insured with Pet Plan and I have only good things to say about them! They have always been great to deal with and I have claimed probably around over $18,000 since insuring Henrietta at 12 weeks old.

Putting money away in a piggy bank would have never prepared me for all of Henrietta's vet expenses and I will insure all my future pups

James Bond, good to see another Lab will be there. Hopefully my girls, Henrietta and Teddy, will play with your boy!

I probably will not bring anything for lunch, I do not really eat lunch and also I am trying to watch what I eat

PetPlan..........I pay $100 excess per year for each condition. So for the last year out of the thousands I claimed for Henrietta's hock ocd I have only paid $100

Everytime I plan to come something happens to Henrietta so hopefully I am not jinxing her! She is back in action after surgery on her hock and I cannot wait for her to have fun in the pool again!

pip1981- Dakota and Tika

dobesrock - Acheron & Odie

Pointees - April and Shaun

KJ- Teddy and Henrietta

Yummies:

pip1981- plates, cups, cutlery, condiments, marinated chicken wings, pasta salad and more...

dobesrock- bread rolls and cheesecake (will definately bring it this time!)

Pointees - Fairy bread, chocolate cake, and pigs ears

KJ-not sure

Love it

I would be speaking to the ombudsman/consumer help agency If you can't get a straight answer from the insurance company.

I wonder how they even check or police the dogs vet history.. I mean I have been to two vets on varying occasions but have only listed my main vet on the insurance policy.. I signed up with medibank private a few days ago.

When you make a claim you will be asked if your dog has been seen by any other vets/clinics, so as you have seen more than one vet both would be contacted and asked to provide a full history.

Henrietta had vaginitis when I insured her, this is listed as an exclusion (for life) on her insurance policy.

Just a thought, a couple of years ago I had a pup with neosporosis When I took her for a consult with an internal medical specialist he said the symptoms very similar to that of distemper.

GoldenRules.........Henrietta has ED and OCD of the hock. She had arthroscopic surgery on her elbows and after the initial surgery on her hock, to remove the ocd fragment, last year she had a tarsal arthrodesis (hock fusion) and had to have the surgery recently repeated after some small joint spaces returned to motion. So all her specialist visits/surgery, pain meds, xrays, scans, cartrophen injections etc are paid for

Have also claimed for several smaller things including a tooth extraction. :D

So as I have claimed around $18,000 and have just paid my 3rd premium of around $500 (so $1500 total) it is easy to see why I think pet insurance is worth it

Bonnie Pup: what is the condition that is not being paid for?

Henrietta, who is 2 is insured with Pet Plan and I have only good things to say about them! They have always been great to deal with and I have claimed probably around over $18,000 since insuring Henrietta at 12 weeks old. I will insure all my future pups :D

Great photos, I alway love your pics

Labs???????

"I have a good friend who's looking for a chocolate labrador and she wants me to help her find a good registered breeder. I have been in two minds in helping her and writing this, but I figured, there is no harm in asking this. Her situation:

1 - This dog will be an outside dog only (she won't consider crating the dog... her husband and her don't like dog smell)

2 - The dog is for their son for his 1st birthday (the baby is currently 4 months old)

3 - She is thinking of having another baby in about a year time

4 - The husband and her work full time. But she works 2 days at home though (but for how long, I don't know.. she may have to go back to the office full time in 2 months)

5 - I think (or have suggested) that she brings the puppy to her mum's place to play with the mum's dog while she looks after the baby but she isn't sure if her mum will be happy with this.

6 - Not sure about the exercise... although if her husband put in his effort on things, the pup will be walked everyday.

7 - they really really want a puppy

I'm not sure if any breeder will sell her a pup in those situation. If so, is there any good breeders that I can pass on the info to her.

She really wants a chocolate Labrador. It's the only dog that her and her husband has agreed on. "

Why do they even want a dog?

There is no way I would sell these people a puppy and doubt that any "good registered breeder" would!! I pitty the poor pup these people end up with.

Great photos......as usual ;)

I think it took around 3 weeks for my pups(Rudi the one how got it at 6 weeks) face to clear up. Henrietta who got strangles at 12 weeks took around 2 months to clear up.

How is you baby now?