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Pet Insurance - Who's Good, What To Look For?


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With Petplan, do you have to pay excess every time you claim? I'm also looking for pup who arrives in 2 weeks!!

The excess is for each condition and each policy year. My dog has had two UTI's in the policy year and I have not had to pay the excess for the second one.

Also had a friend make multiple claims for ongoing arthritis treatment, using a physio, hydrotherapy, natural vet supplements, etc and they only paid the excess for the condition at the start of the year. Every treatment, even from different providers for the whole year is not subject to the excess. For high cost petplan is very cost effective. For low cost you will get some coverage from other insurances, but only for standard vet treatment from a traditional vet.

That's interesting, I've never read the policy that closely and assumed it was payable on every claim. Thanks for that!

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